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DuitlahJoin the waitlist

iPhone app, coming soon

Your whole financial picture, in one app.

Duitlah brings your investments, insurance, debts, savings, retirement and goals into one app, then explains where you stand in plain language and what to do next.

Be the first to know when it's ready, we'll send you an email.

BudgetingGoalsDebtsInsuranceInvestmentTaxesVehicleRetirementPrioritiesBawangComing soon

Sound familiar?

Most of us never get a straight answer.

  • Am I paying too much insurance and investing too little?
  • Can I actually retire with this much savings?
  • Do I have enough insurance for my kids and old parents?
  • Where is my money going?
  • Can I actually afford this car or house?
  • Is my debt getting heavier than I think?

Your money is connected. Your apps usually aren't.

Insurance in one place. Loans in another. KWSP somewhere else. It's hard to tell if you're doing okay when every piece lives on its own. Most people aren't failing at money. They just never get to see all of it at once.

Everything in one place

Every part of your money, in one app

Overview

Your financial health, your calendar and your net worth at a glance.

Overview: financial health scorecard and calendar
Budgeting: monthly income, expenses and where the money went
Goals: emergency fund, house down payment and a holiday, with progress
Debts: total outstanding debt, debt-to-income ratio and breakdown
Vehicle: maintenance timeline with items due now
Insurance: protection needs and asset protection by area
Investment: asset class and sector allocation
Retirement: readiness, projected fund and a simulation chart
Priorities: critical items to look at first

Health score

64 / 100

Debt ratio with the car

24% → 51%

Net savings

RM 1,340 · 22%

Emergency fund

80% there

Debt-to-income

24.0%

Engine oil

Overdue

Personal accident

50K of 200K

Equities

45% of mix

Readiness

67%

Critical

5 to review

01/03The bigger picture

Guidance that looks at everything, not just one thing

Influencers always talk about investments only. Duitlah's AI looks at your spending, savings, debt, insurance, retirement and future goals together, giving you a complete guidance.

02/03Long-term thinking

See where retirement is heading, and how to close the gap

KWSP alone often isn't enough. Duitlah shows your retirement timeline, what's missing, and a few realistic ways to top it up.

Duitlah retirement simulation chart showing readiness and projected fund

03/03One step at a time

A short list of what to look at next

No 40-page report. Duitlah picks the few things that matter most right now, and why, so you know where to start.

Duitlah priorities list showing critical items to look at first

From our beta testers

Real people who tried an early version and told us what they thought.

“Found out I was buying too much insurance when I could have invested that extra money. More Malaysians should start using this!”
Aina M, Young professional
“I used to think about investments, insurances, retirement separately. Duitlah gave me one complete picture, including dependents and long-term goals.”
Farid R, Parent of two
“The Finance Copilot is amazing, it's grounded to my own figures and even pushed back when I wanted to make a risky move.”
Nurul H, Business owner
“The AI was surprisingly good! Showed me I have too much exposure in USD and very little diversification across geography. Never even thought of that!”
Jason T, Mid-career manager
“The retirement planner was very useful! Took a bit to learn but once I got the hang of it, it was amazing to use”
Shanti R, IT manager

Questions

Want to hear when it's ready?

Leave your email and we'll let you know the day Duitlah opens up.

Be the first to know when it's ready, we'll send you an email.

Duitlah - Financial Clarity for Better Decisions